Personal Jewelry Insurance


Customers of Dems Fine Jewelers can protect their valuable jewelry purchases with Jewelers Mutual's Personal Jewelry Insurance.  At Dems, we can help you with completing your application and the appropriate appraisal(s) that you will need.


Jewelers Mutual was founded by jewelers in 1913 and remains the leading insurer solely dedicated to insuring jewelry and jewelry industry. In addition to providing coverage for jewelry businesses, Jewelers Mutual also provides coverage for individuals' personal jewelry for residents throughout the U.S. Jewelers Mutual is licensed in all 50 states and earned an A+ financial rating from A.M. Best for more than 20 years.

It is a mutual company owned by their jeweler policyholders and individuals who purchase their Personal Jewelry Insurance.

Company Information:

  • Jewelers Mutual Insurance Company
  • 24 Jewelers Park Drive
  • Neenah, Wisconsin  54956
  • Phone: 800-558-6411

Annual premiums are determined by such factors as the retail replacement value of each item of jewelry you insure, the deductible for each item and the residence location of the person who will wear the jewelry. To learn more, please contact Dems Fine Jewelers.  We are happy to help you and answer your questions.